Answers, Explanations and HP 12c Keystrokes for 5 TMV Practice Questions

Before starting each calculation make sure you clear your calculator! This is a very important habit to get into. Use these Keystrokes to clear: (F, CLX, F, X>Y). Read More

5 TVM Practice Questions for the HP 12c

Getting comfortable with a Financial Calculator is absolutely critical for anyone that is preparing for the CFP Board Examination. The Bryant CFP Program curriculum teaches to the HP 12c Financial Calculator, so in my capacity as a Student Advisor I find myself helping many students get up to speed on the nuances of the 12c. The Boston Institute of Finance has also created a few helpful YouTube videos to help students learn the HP 12c...  Calculator Basics, Finding Interest and Finding PMTs. Read More

Calculating Present Value in Today’s Dollars

What is the present value of $100 in today’s dollars in three years, if you assume inflation at a 3.5% rate and that the annual average after-tax rate investment is 9% (assuming a yearly compound rate)? There are two ways of computing the answer. Read More

The HP 12C Financial Calculator

Which financial calculator should I buy? There are many financial calculators available and which calculator you choose to use is largely a matter of preference. However, the keystrokes provided throughout the Bryant University’s Online Certificate in Financial Planning are written specifically for the HP 12C financial calculator. Read More

Should I use my HP-12C or should I use formulas when answering a TVM question?

If Joe invested $3,250 for 5 years at a rate of 6%, and his marginal tax bracket is 35%, what would his accumulation be after taxes? Read More