Social Security is one of the most tested and misunderstood topics on the CFP® exam. In this episode, Jerry Mee, Tiffany Guy, and Kaylee Benting break down the history of spousal Social Security benefits, compare current and former spouse eligibility rules, explain important changes from the Bipartisan Budget Act of 2015, and walk through memorable real-world examples, including Elizabeth Taylor's famous marriages. Whether you're preparing for the CFP® exam or helping clients make informed claiming decisions, this episode simplifies a complex topic into practical, exam-ready guidance.
3 Takeaways
- Understand the eligibility rules for current, former, and surviving spouses.
- Learn the differences between spousal benefits, survivor benefits, and personal benefits.
- Avoid common CFP® exam mistakes surrounding Social Security claiming strategies.
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